Location: Manila, Philippines

As I write this blog post I can’t help but notice the amount of freelancers inside the cafe. Everyone’s busy on their laptops, working their butts off. I’ve been a freelancer ever since I started in the industry. Frankly speaking, I couldn’t imagine myself working a 9-5pm job. I just knew it wasn’t for me. When I graduated from college in 2012, I tried to make blogging into a business. I wasn’t sure how, but I really persevered to make a living out of my passion. I started my own “professional” blog, invested in a good camera, attended every single event I was invited to, I worked as a photographer, stylist and writer for different newspaper and magazine publications—I wanted to put my name out there. As for the blog, I had small projects here and there for about two years, and then when I finally got my first big campaign, that was when I was told that I needed to register my business. As someone who loves and breathes art—the idea of having my business registered was fun and all—until I had to pay my taxes. That’s when it hit me—I’m a freaking adult!
Paying taxes is mandatory. It’s what law-abiding citizens do. Employees don’t really have to think about this as it is done automatically by the company they work for. However, this is a different story for freelancers and business owners. Being a millennial, a lot of people in this generation want to be their own boss—they don’t want to be corporate slaves—they want to build their own brands.

I have been paying my taxes quarterly/yearly and doing my SSS contributions since 2014. I have to admit, it’s my least favorite part of the job, especially when I have to spend an hour or more lining up. As millennials, we want everything accomplished through our smartphones. So what if I tell you that there is now an app where you can pay your bills, insurance, cable tv, credit cards, internet, loans, Pag-IBIG, Philhealth, SSS, even calculate, pay and file your taxes!




Professionals, by definition then, is not just who took a licensure or board exam. It includes content writers/bloggers, graphic designers, insurance/real estate agents, virtual assistants, and online coach/trainer, among others. In short, freelancers and home-based service providers fall under professionals. And they will have to do the filing work themselves.

Note: Do remember that you need to file taxes regardless even if you did not earn anything for the month. You will not pay anything, but you have to state “no income” in BIR Form 2551M and give it to the BIR.


Yes you can. Moneygment is a payments solutions mobile application which allows users to fulfil their monthly contributions to government agencies, make loan payments, and compute, file and pay their taxes. This is intended for freelancers, self-employed professionals, OFWs, owners of small businesses and house helpers. Moneygment stems from the difficulties and challenges of processing for government transactions.



▪️ Moneygment app offers payment solutions for self-employed individuals & small to medium enterprises looking to grow their business.

▪️ Through the app, you can pay your contributions and loan payments to government agencies like Pag-IBIG, PhilHealth and SSS. They can also compute and file your taxes on your behalf.

▪️The app has more features such as application of loans, insurance, investments and money remittance/transfers.

▪️ From the application, users may be able to pay for their contributions directly via bank transfers (BDO, BPI, Metrobank, Chinabank, Bank of Commerce, PNB), Dragonpay, PayPal, 7Eleven and ECPay. Standard charges for services like PayPal may apply.

▪️ The government payments and tax modules are already available for use with additional modules like payment and application of loans, insurance and investments, will be added later in the year.

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▪️ The Moneygment app is available for download on Android via the Play Store and iOS. Customers can enjoy the convenience of paying for their government contributions, taxes and bills anytime from wherever they are.

▪️ The customers can transfer payments through Moneygment accredited payment partners without the need for owning a bank account.

▪️ Sign in to the Moneygment app, fill out the necessary details, like the payment amount and date.

▪️ Choose your most convenient payment method among our payment partners and pay for your contribution or tax amount.

▪️ Once processing is successful, you will receive a confirmation email. You can also check your history tab to check the list of your transactions and the status of each one.

Moneygment is available to download for Android and iOS users and has a minimal fee charge of 25 pesos for government contribution payments. For tax payments, it starts at 699 pesos.
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